Florida Insurance Blog

Cruising Tampa Safely: Motorcycle Insurance Tips for Local Riders

Tip #1. Always Put Motorcycle Safety First!

Florida’s warm climate may encourage riders to forgo life-saving safety gear like helmets, which are only legally required for a selected group of cyclists. However, wearing the proper safety gear allows bikers to ride defensively and protect their head, neck, and body in a motorcycle collision or accident.

Tip #2. Be Prepared for Sudden Downpours and Weather Extremes

The latest fluctuating weather extremes mean local bikers should leave nothing to chance when selecting motorcycle insurance coverage. Don’t be caught in a bad storm; always look at the weather ahead of a ride.

Tip #3. Know That High Temperatures Can Wreak Havoc on Tires

Florida’s extremely hot climate can wreak havoc on motorcycle tires. High temperatures increase tire pressure, cause increased friction, and accelerate tire rubber deterioration.

Tip #4. Take Precautions When Biking in Extreme Heat!

Bikers should take precautions when riding in extremely hot weather. Scorching can lead to issues with motorcycle tires and activate health issues for riders who are sensitive to soaring temperatures.

Tip #5. Beware of Sudden Frequent Downpours

Florida residents are all too familiar with the sudden, frequent downpours that can strike at any time and immediately wreak havoc on drivers and bikers.

Tip #6. Consider Comprehensive and Collision Coverage for Motorcycles

Bikers who are serious about motorcycle safety when cruising around town should contact trusted local insurance experts like Morgan Insurance Services. Knowledgeable local insurance providers can provide advice and help bikers choose the best motorcycle policy that meets their riding habits, financial needs, and budget.

Contact our offices in Tampa, FL today for a consultation or quote!