Your RV insurance policy protects your recreational vehicle and the items stored within it. To ensure adequate coverage, prepare an inspection checklist and use it to assess the contents of your RV. Then, decide on the level of protection you want your RV insurance policy to provide.
Creating Your RV Inspection Checklist
- Closets
- Cabinets
- Cargo space
- Overhead storage
- Common areas
Refer to the list above when preparing your checklist. You may have items stored in some or all of these areas.
Inspecting Closets and Cabinets
Review the items stored in each closet or cabinet. Your RV may have custom or standard closets and cabinets. The value of each item stored in these spaces will help you determine which possessions to include in your RV insurance policy. Prioritize items that would be difficult to repair or replace.
Assessing Cargo Space
Your RV may have built-in cargo space designed to hold tools, automotive materials, luggage, and other essentials. During your assessment, decide which items to include in your insurance policy.
Checking Overhead Storage
If your RV has overhead storage, inspect each item stored in this space.
Examining Common Areas
You may have stored valuable items in your RV’s ‘common areas.’ Plan on inspecting items in the bedroom, living room, and other common areas. Choose the valuable items you want to include in your RV insurance policy.
Contact an Insurance Agent in Tampa, FL
Contact one of our agents at Morgan Insurance Services for further assistance. An insurance agent will add the valuable items to your existing RV insurance policy.
